WOODSTOCK GEORGIA TOWNHOUSE FOR SALE

Priced to Sell! Prime location, minutes to Downtown Woodstock and I575. This home features an oversized Greatroom with Corner Fireplace an a separate area for a Sitting/Reading room, a kitchen with a Breakfast Bar, Pantry and a view to the dining area. Additional features include a Master Suite with Garden Tub, Separate Shower and Dual Sinks, a Two Car Garage, and Great Ammenities. Preview this home at my web site,

Many more homes are available in the Woodstock, Cherokee area.

If you are in the market to sell I have over 16 years of experience working with sellers and buyers.Please call me at
404-663-1669.

WHAT ALL SENIORS NEED TO KNOW <*<*<*<*

I just had an appointment with my clients mother-in-law and it was so humbling to see her in the situation she is in. I know as a real estate agent that I could get this mother to sell but I also knew for her that was not the thing to do. She is healthy and active and she wants to be indepenent so I gave her a way to do that.

A "Reverse Mortgage" is just what she needs. It is designed for senior citizens to convert home equity to cash funds WITHOUT monthly payments.

No credit score OR income requirements.

Developed and approved by the Dept of Housing since 1990.

Supported by AARP and the Financial Planners Association.

Funds can be used for anything (Medical, Debts, Payoff Mortgage, help family, ...)

HOMEOWNERS MAINTAIN OWNERSHIP AND CONTROL OF THE HOME. DON'T LET FINANCIAL WORRIES GET YOU DOWN, CALL TODAY.

HEY! THERE IS STILL A HOUSE BONUS OUT THERE!

If you think the "Tax Credit " is gone, yes it is but the "Discount is Not Gone".
There are still lots of homes for sale out there. For sellers, they know that they have to compete with the foreclosures out there so they are giving discounts. That discount is your "Tax Credit"

If you are looking at Foreclosures or Short Sales, they also are giving a "Tax Credit" in the form of a reduction in the price and sometimes a "Big Reduction".

With all that said, "your Tax Credit" is still there, so please get out there and buy while you can. Low rates will not be there forever.

Down payment Assistance Is Available

Applications are now being accepted for the Gwinnett County HOMEStretch Downpayment Assistance Program, for individuals and families purchasing homes in Gwinnett County.

HOW CAN THIS PROGRAM ASSIST YOU?

The HOMEStretch Downpayment Assistance Program provides loans of $7,500 at 0% interest to qualifying first-time homebuyers who purchase affordable homes in Gwinnett County. HOMEStretch Loan funds may be used for Downpayment and/or Closing Cost Assistance, and/or Prepaid Items. These loans are 5-year, deferred payment loans. No scheduled payments are required on the HOMEStretch loans during the 5-year loan period. If the homebuyer occupies the home purchased with HOMEStretch funds as their principal residence for at least 5 years, the loan is satisfied and no repayment is required.

WHO IS ELIGIBLE FOR HOMESTRETCH?

First-time homebuyers including homebuyers who have not owned a home in three years who meet the income guidelines as established by HUD and set forth below, who are credit worthy and who complete a Certified pre-purchase counseling class provided by any HUD approved Housing Counseling Agency.

WHAT TYPES OF PROPERTIES ARE ELIGIBLE?
Single family detached homes, townhouses, and condominiums constructed after 1977 are eligible.

To qualify for a Gwinnett County HOMEStretch Homebuyers Downpayment Assistance Loan, the applicant must purchase a home in Gwinnett County.

HOW DO I APPLY?

CALL ME: SHARON EVANS, RE/MAX TOWN & COUNTRY AT 404-663-1669

GWINNETT COUNTY HOMEStretch DOWNPAYMENT ASSISTANCE

Down payment Assistance Is Available

Applications are now being accepted for the Gwinnett County HOMEStretch Downpayment Assistance Program, for individuals and families purchasing homes in Gwinnett County.
This program is funded by HUD’s HOME Investment Partnership Program including funds from the American Dream Downpayment Initiative [ADDI] and is administered by the Gwinnett County Community Development Program.

HOW CAN THIS PROGRAM ASSIST YOU?

The HOMEStretch Downpayment Assistance Program provides loans of $7,500 at 0% interest to qualifying first-time homebuyers who purchase affordable homes in Gwinnett County. HOMEStretch Loan funds may be used for Downpayment and/or Closing Cost Assistance, and/or Prepaid Items. These loans are 5-year, deferred payment loans. No scheduled payments are required on the HOMEStretch loans during the 5-year loan period. If the homebuyer occupies the home purchased with HOMEStretch funds as their principal residence for at least 5 years, the loan is satisfied and no repayment is required.
WHO IS ELIGIBLE FOR HOMESTRETCH?

First-time homebuyers including homebuyers who have not owned a home in three years who meet the income guidelines as established by HUD and set forth below, who are credit worthy and who complete a Certified pre-purchase counseling class provided by any HUD approved Housing Counseling Agency.

INCOME GUIDELINES

Family Size Maximum Income
1 $40,150
2 $45,900
3 $51,600
4 $57,350
5 $61,950
6 $66,550
7 $71,100
8 or more $75,700

WHAT TYPES OF PROPERTIES ARE ELIGIBLE?
Single family detached homes, townhouses, and condominiums constructed after 1977 are eligible.

To qualify for a Gwinnett County HOMEStretch Homebuyers Downpayment Assistance Loan, the applicant must purchase a home in Gwinnett County.

WHAT IS THE MAXIMUM PURCHASE PRICE?
The purchase price of the home cannot exceed $200,000; however, what each applicant may afford will vary based on income, mortgage interest rates and other variables at the time of purchase.

HOW DO I APPLY?

CALL ME: SHARON EVANS, RE/MAX TOWN & COUNTRY AT 404-663-1669

REALTOR® Magazine-Daily News-IRS Clarifies What's Needed to Claim Tax Credit

REALTOR® Magazine-Daily News-IRS Clarifies What's Needed to Claim Tax Credit

Secret #1 for Saving Thousands When Finding and Financing your New Home

Two things you need to consider here:

YOUR NEEDS AND YOUR WANTS...
You may need a 4 bedroom because of children but you also know you want a certain school... What do you do if you cannot afford both?

What you will find is your needs are fairly basic. It's the "wants" that take a little more time to clarify. Here is a list of needs you should consider BEFORE looking for your home:

1. General price range of home - we'll cover this ahead when discussing financing options and the amount of home you can afford.

2. Approximate size of home (decide on a reasonable range.)

3. General location, area, or subdivision.

4. # of bedrooms required (don't forget to include home office or guest rooms needed).

5. # of bathrooms

6. Style and layout of home: Do you want a more formal plan or a contemporary plan with great room design.

7. School requirements, job location (where are the best areas for both)

8. Check out the "First Time Buyer Credit and the Move-up Credit.

Stay tuned for "Secret #2"